Beware of Scams

Avoiding scams and fraud

Here are some tips on avoiding scams:

• It's best to deal locally with people you can meet in person.
• Never wire funds via Western Union, Moneygram or any other wire service -- anyone who asks you to do so is a scammer.
• Fake cashier checks and money orders are common, and banks will cash them and then hold you responsible when the fake is discovered weeks later.
• The Reader is not involved in any transaction, and does not handle payments, guarantee transactions, provide escrow services, or offer "buyer protection" or "seller certification."
• Never give out financial information (bank account number, social security number, eBay/ PayPal info, etc.).
• Avoid deals involving shipping or escrow services. Only a scammer will "guarantee" your transaction.

Here are some agencies you can notify about fraud or scam attempts:

• FTC toll-free hotline: 877-FTC-HELP (877-382-4357)
• FTConline complaint form, www.ftc.gov
• Internet Fraud Complaint Center, www.ic3.gov
• Non-emergency number for your local police department

If you suspect that an ad posted on Reader classifieds may be part of a scam, please e-mail details to: classified-ads@chicagoreader.com. Be sure to include the URL (as applicable) in your message.